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LiCCUL

Light Cooperative Credit Union

About LiCCUL

A modern cooperative platform that makes credit union services accessible and secure.

LiCCUL stands for Light Cooperative Credit Union. It is built to support cooperative savings, share capital, loan processing, member self-service and collector field operations in Cameroon.

What LiCCUL does

LiCCUL is a cooperative management system for member registration, share capital, savings, loans, accounting and compliance. It also connects mobile apps for members and collectors to the same platform.

  • • Member onboarding and KYC automation with digital document tracking.
  • • Share account management with minimum 2 shares per member.
  • • Loan applications, underwriting workflows, repayment tracking and default management.
  • • General ledger posting, branch reporting and audit traceability.
  • • Mobile app support for member access and collector field collections.

Built for cooperative trust

The system is designed around cooperative governance. Every role has clear access boundaries, and every transaction is recorded with audit details. That makes it easier for managers, auditors and members to trust the same source of truth.

Local focus

LiCCUL works in central African francs and supports cooperative accounting practices in Cameroon. It is designed for branch-based operations and field teams that need reliable mobile data capture.